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Himani Wealth

Solutions

One relationship. Multiple financial solutions.

Explore solutions designed around different stages and needs of your financial journey.

01

INVEST

Explore solutions based on your goals, timeline and risk comfort, with support through distribution and onboarding.

Mutual Funds

Understand and evaluate available equity, hybrid and debt schemes, including their features and risks.

SIP

Invest a fixed amount every month and let consistency, not timing, do the work.

SWP

Draw a regular monthly amount from an accumulated corpus at a rate you choose.

Retirement Planning

Size the corpus your post-work life may need after inflation, then build towards it steadily.

Bonds

Fixed-income options with defined tenures and coupon structures, subject to issuer and market risk.

NCDs

Non-convertible debentures with stated terms and credit risk that should be understood before investing.

Market Linked Debentures (MLDs)

Debt instruments whose returns are linked to an underlying market indicator, index, security or other reference asset, as set out in the product terms.

REITs

Listed real-estate trusts that may distribute income from underlying assets and remain market-linked.

InvITs

Listed infrastructure trusts with returns and risks linked to their underlying assets.

02

PROTECT

Understand the cover available for your family, health and assets, so one event does not undo years of saving.

Life Insurance

Cover that supports dependants and long-term commitments if income stops.

Term Insurance

Pure protection for a defined term, sized against liabilities and dependants.

Health Insurance

Explore health insurance options based on coverage, exclusions, waiting periods and policy terms.

General Insurance

Cover for vehicles, homes and other assets you rely on day to day.

03

FINANCE

Understand borrowing options, their total cost and what each instalment means for your monthly cash flow.

Home Loans

Compare tenure and rate structures, and see what the instalment means for your monthly cash flow.

LAP

Raise funds against owned property, weighed against the repayment obligation it creates.

Business Loans

Working capital and expansion borrowing, considered alongside business cash flows.

Personal Loans

Unsecured borrowing for short-term needs, where the cost of credit is understood upfront.

Education Loans

Borrowing options for higher education, considered against course costs, tenure and repayment terms.

04

ADVANCED WEALTH SOLUTIONS

Specialised solutions including PMS, SIF, AIF, GIFT City and Market Linked Debentures (MLDs). Distribution/facilitation of eligible products is subject to applicable regulations, investor eligibility, product availability and the terms of the respective product provider.

PMS

Distribution and facilitation of eligible PMS products, subject to applicable minimum investment and eligibility norms.

Eligibility, risks and product terms apply.

SIF

Specialised investment funds for investors who meet the applicable eligibility criteria.

Eligibility, risks and product terms apply.

AIF

Alternative investment funds across categories for investors who meet applicable criteria.

Eligibility, risks and product terms apply.

GIFT City

Understand investment routes available through India's international financial services centre.

Eligibility, risks and product terms apply.

Want to understand a product category first? Read our educational Insights or share your requirement.

Investors should read the applicable scheme/product documents and related disclosures carefully before investing. Product features, risks, costs, eligibility and terms are subject to the respective product documents and applicable regulations. Insurance is a subject matter of solicitation.

Not sure where to begin?

Tell us about your goals and we'll help you explore the relevant financial solutions.

Himani Wealth operates as a financial product distribution practice. Product availability and eligibility depend on the criteria set by the respective manufacturers and regulators. Risks and product terms apply. Nothing here implies that a product is suitable for every investor.

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